Pilot Product: Pasture Drought Index Insurance
Pasture Draught Index Insurance (PDII) is a pilot product, developed with international partners and sold seasonally in selected provinces until the end of 2026. It is a new insurance solution that protects herders from forage scarcity due to drought conditions in their district. Forage scarcity results in reduced milk production, weaker animals hence higher likelihood of diseases and higher mortality rate.
Forage scarcity is measured by a vegetation index with satellite technology at district level. If the reported vegetation index level falls below a predefined value (trigger), all herders in the district get a payout. For more information please refer to brochure below.